SunSouth Bank offers a variety of personal services for our customers to choose from, including:
Call us today at 334-677-4411
Personal Checking
Your checking account could be the most important financial tool you have. It not only gives you freedom to use your money the way you want, but it’s the one account that’s central to all your other banking accounts and services.
SunSouth Bank offers a variety of checking account options to meet your Personal Banking needs. In addition, you will enjoy the security of FDIC deposit insurance, the convenience of 24-hour banking and the clarity of an easy-to-read monthly statement.
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SunBronze Personal Checking Account
Basic Checking at Its Best
If simple checking meets your needs, then SunBronze Personal Checking is the account for you. With as little as $500, you can open this personal checking account and avoid a $10 cycle service charge as long as you maintain a $500 daily balance in the account during the monthly statement cycle. Even if your balance drops below $500 during the statement cycle, an average daily balance of $1,000 will also prevent the cycle service charge. You also have unlimited access to your account by check or SunSouth Check Card*.
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SunSilver Personal NOW Account
Special Services for Customers 55+
With experience comes privilege and extra benefits. The age of experience at SunSouth Bank is 55. With a $500 minimum opening balance, the SunSilver Personal Checking Account provides you no monthly cycle service charge when you keep an average daily balance of $500 or by establishing automatic deposit and just $10 per month if you choose to keep a lower balance. Your account earns interest on balances of $500 or more, plus you’ll have unlimited check writing, free travelers checks and complimentary notary service. In addition, there is no fee for your SunSouth CheckCard* and 50% off the first year’s safe deposit box rental. Last, but not least, switch your accounts from another bank and we will help you transfer your direct deposit and direct bill paying withdrawals.
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SunGold Personal NOW Account
Competitive Interest Rate Keeps Your Money Growing
A great account for those who enjoy the peace of mind and the personal feeling of security that comes with maintaining a larger checking account balance. This interest-bearing account puts your checking account to work for you. You can open this account and will earn interest on as little as $2,500, and there is no monthly cycle service charge when you maintain an average daily balance of at least $1,500. If you choose to keep a lower balance, you only pay $10 per month. Plus, you can access your account any time, anywhere, with unlimited check writing, or use your free SunSouth Check Card*.
In addition, you receive 50% off safe deposit box rental for the first year, plus a SunSouth Bank Check Card* at no charge. Best of all this account lets you earn interest at a competitive rate. Last, but not least, switch your accounts from another bank and we will help transfer your direct deposit and direct bill paying withdrawals.
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SunSouth Check Card
Convenience Checking
It looks like a credit card, but it works like a check. With this financial tool, purchasing is a snap. Just present your SunSouth Check Card to any merchant that accepts VISA ® – which includes more than ten million merchants worldwide – and the money to pay for your purchase is taken directly from your checking account. In addition, you can use your SunSouth Check Card to withdraw cash at any participating ATM machine, anywhere at anytime.* (Subject to credit approval.)
* Some ATM owners and other financial institutions may impose an equipment surcharge for use of their ATMs. Use at any participating ATM machine without fee for up to five transactions per month.
DISCLOSURE:
- Interest on all SunSouth Bank checking and savings accounts is computed and paid based on the ledger balance.
- All rates are variable and subject to change.
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Personal Savings
It’s never too early to think about your retirement savings strategy or other personal financial goals. It’s important to remember however, the sooner you start laying the groundwork, the more time your money has to grow. We offer savings accounts, money market accounts, and Certificates of Deposit (CDs), each of which are a powerful tool for building your nest egg.
SunSouth Bank is proud of its record of paying premium market rates on its savings products.
Savings Account: A savings plan is an important part of any financial strategy, and a building block for a solid financial future.
Money Market: A money market account lets you earn a competitive rate of interest while still enjoying immediate access to your money.
Certificates of Deposit: Diversify your portfolio with the earning power of a CD. CDs offer a higher guaranteed interest rate and the flexibility to choose a term that fits your investment objectives.
Call a Customer Service Representative at 334-677-4411 today for the latest market rates and to discover how quickly your savings can grow.
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Personal Lending
SunSouth Bank offers a broad range of loan services to best meet the needs of our communities. Each request for a loan is processed promptly and courteously.
Personal Loans are available on short-term notes or with installment payments.
Interest is calculated on a simple interest basis, and there is no prepayment penalty.
- Vehicle Loans
- Boat Loans
- Home Improvement Loans
- Real Estate Loans
- Construction Loans
- Signature Loans
- Farm Equipment Loans
Call a Loan Officer today at 334-677-4411.
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